Your right to privacy is very important. EPS Mortgage Solutions Ltd recognizes that when you choose to provide us with information about yourself, you trust us to act responsibly. That's why we have prepared this Privacy Policy to describe the types of personal and non-personal information we collect through our Website, how we use such information, and to whom and under what circumstances we disclose such information. Below is a summary of our Privacy Policy. By using our Website, you signify your assent to this Privacy Policy. If you do not agree to the terms of this Privacy Policy, please do not use our Websites.

WHAT INFORMATION DO WE COLLECT?

Personal Information
In general, EPS Mortgage Solutions Ltd collects personal information from you when you voluntarily provide it to us by (1) receive newsletters or other literature; (2) service inquiries; and (3) contacting us by e-mail. In connection with these activities, we may collect personal information from you, including, but not limited to, your name, physical address, e-mail address, telephone number, fax number, the type of services you are seeking, property value, and term of mortgage.

Non-personal Information
As part of the standard operation of our Website, we may collect/obtain certain non-personal information from you including, but not limited to, your browser type (e.g., Netscape or Internet Explorer), operating system (e.g., Windows or Macintosh), Internet service provider, IP address, web sites visited, and the domain name from which you accessed the Websites (e.g., google.com).

In addition, we may collect information about your browsing behavior, such as the date and time you visit our Website, the areas or pages of our Website that you visit, the amount of time spent viewing our Website, the number of times you return to our Website, and other click-stream data. We may use cookies to collect this information, which may be combined with your personal information. A cookie is a small text file that may be stored on the hard drive of your computer which enable us to recognize your computer when you return to our Website.

HOW DO WE USE YOUR INFORMATION?

We may use the information we collect from you for any of the following purposes: (1) to facilitate your use of our Website and better understand your needs; (2) to fulfill your requests for information about certain services; (3) to send you information, promotional materials, and offers from our company as well as from our subsidiaries and affiliates; (4) to contact visitors to our Website when necessary; (5) to help address problems with our Website; (6) to administer our Website; (7) to conduct internal reviews of our Website (e.g., to determine the number of visitors to specific pages within the site); (8) to help us better understand visitors' use of our Website; (9) to protect the security or integrity of our Website; and (10) for such other purposes provided in this Privacy Policy. Non-personal information will be used for these purposes as well to monitor our Website and provide a greater online experience for our visitors.

WILL WE DISCLOSE INFORMATION WE COLLECT FROM YOU?

EPS Mortgage Solutions Ltd may transfer or otherwise disclose information collected from you to the following entities for the following purposes: (1) to EPS Mortgage Solutions Ltd employees, independent contractors, subsidiaries, affiliates, consultants, business associates, service providers, and suppliers, if the disclosure will enable that entity to perform a business, professional, or technical support function for EPS Mortgage Solutions Ltd; (2) to employees, independent contractors, service providers, and suppliers of EPS Mortgage Solutions Ltd to fulfill a product or service request; and (3) to respond to judicial process and provide information to law enforcement agencies or in connection with an investigation on matters related to public safety, as permitted by law.

DOES THIS PRIVACY POLICY COVER PRACTICES ON THIRD PARTY WEBSITES?

Our Website may contain links to other third party Websites, which may have privacy policies that differ from our own. We are not responsible for the activities and practices that take place on these Websites. Accordingly, we recommend that you review the privacy policy posted on any Website that you may access through our Website.

WHAT HAPPENS TO YOUR INFORMATION IN THE EVENT OF UNFORSEEN CIRCUMSTANCES?

In the event that EPS Mortgage Solutions Ltd or any of its assets are acquired by a third party, personal information acquired by us may be one of the assets transferred.

WILL THERE BE CHANGES TO THIS PRIVACY POLICY IN THE FUTURE?

We reserve the right, at our discretion, to change, modify, add, or remove portions of this Privacy Policy at any time. We recommend that you revisit this Privacy Policy periodically to ensure that you are aware of our current privacy practices. Your continued use of our services following any changes signifies your acceptance of these changes.